Wealth Management for a Crash Proof Retirement®
Crash Proof Retirement® is a revolutionary strategy that cannot be found within traditional wealth management. Our proprietary system is specifically designed to meet the needs of people in or near retirement.
With Crash Proof Retirement®, you can grow and preserve 100% of your principal without incurring the upfront costs, fees, or market volatility associated with stock-market-based wealth management strategies. Distribute wealth safely and with confidence throughout retirement, and get guidance from licensed Retirement Phase Educators who specialize in income planning, tax planning, estate planning, and more in your well-earned retirement years.
What is Retirement Wealth Management?
Wealth management in retirement functions differently than in other stages of life. Prior to retirement, the goal is to accumulate wealth through investing. If you’re in or near retirement, however, the focus shifts to include preserving and distributing the wealth that you’ve built.
The Crash Proof Retirement ® System is designed to give you guaranteed income in retirement, growth that is comparable to more traditional retirement planning products, and the security that comes with knowing you will never lose your principal to recurring fees or market volatility. This aligns with the wider goals of income planning in retirement, and helps ensure financial health now and in the years to come.
Our Crash Proof Retirement® Wealth Strategies
Crash Proof Retirement® is not licensed to sell securities, nor do we recommend securities to anyone at any time. Our exclusive system combines the strengths of multiple vehicles from the financial life insurance industry to provide you with a custom alternative to stock market based wealth management plans offering sustained growth and 100% principal protection, even during market downturns.
This system is built on a number of proven strategies that traditional wealth management firms often ignore, including:
- Eliminating Market Risk: Vehicles from the Fixed-class of assets, known as Crash Proof® Vehicles, protect your principal in the face of inflation and market volatility
- Retirement Income Planning: Tailored plans ensure you have enough to cover your daily needs and help you maximize savings for unexpected costs down the road.
- Diversification: By orchestrating multiple Crash Proof® Vehicles instead of just one provides greater potential for double-digit interest returns to increase your wealth in retirement.
- Downside Protection: Dedicated services preserve your assets and provide peace of mind that your money is there when you need it.
What are Crash Proof® Vehicles?
When you’re investing for retirement, you have two classes of investments to choose from. Investments based on the performance of the stock market make up the risk-class, and they are vulnerable to economic downturns. Fixed-class investments, on the other hand, carry no risk of principal loss during economic fluctuations. Click here to read about the differences between the risk-class and fixed-class
The Crash Proof Retirement® system is centered around vehicles from the fixed-class because they contain features that benefit the consumer. They don’t pay us the same recurring fees that make up the majority of income for other firms, which is just part of our fiduciary responsibility to represent the best interests of our clients at all times. In addition to allowing you to earn interest returns comparable to what you’d earn with financial products on Wall Street, Crash Proof® Vehicles:
- Are protected from Bankruptcy
- Are tax-deferred
- Can give you access to your money at any time
- Allow your beneficiaries to receive your nest egg’s full growth at your passing
Sound too good to be true? It’s not! The contracts, which we call Crash Proof® Vehicles, were created by insurance companies starting in 1995. When the Wharton School of Business conducted a study on these vehicles in 2010, they determined that they could not be placed in the same category as any existing investment product. The hallmark feature of these Crash Proof® Vehicles? Nest egg growth without the risk of loss to stock market volatility or recurring fees.
Retirement Income Planning & Distribution Strategies
Successful financial planning for retirement income has three main features: sustainable income, tax efficiency, and market volatility protection.
Crash Proof Retirement® is uniquely designed to help retirees excel at all three of these income planning requirements. Using principal-protected vehicles from the fixed-class of assets, we reposition your nest egg into vehicles that provide you with wealth in retirement that is tax-deferred, safe from bankruptcy, and available to meet and exceed your income needs. We also offer Annual Performance Reviews to ensure your wealth management plan continues to help you achieve your goals year after year.
Our Licensed Retirement Phase Educators are proud advocates for those in or near retirement, and are happy to work with you one-on-one to develop a strong and sustainable plan that you won’t find at your wealth management firm in retirement. This includes help with distribution strategies so you can fund your retirement and still have money left for the next generation.
Why Wealth Management Matters More in Retirement
Strategic wealth management is a must for retirees. Unlike in their pre-retirement years, when income is regularly replenished, retirees have to figure out how to preserve their current capital and grow it for long-term resilience against inflation and market volatility. There is also the sequence-of-returns risk (SORR), which can greatly deplete assets early on if the right wealth management plan isn’t in place.
Effective wealth management for retirees has to account for these added obstacles, as well as the inherent longevity risk of wealth management for retirees, i.e., the risk that you could live longer than you can afford. At Crash Proof Retirement®, we account for these and other unique risks, educating them on how to secure interest returns, without the use of securities, that stand up to stock market volatility, inflation, and other risks that greatly deplete wealth in retirement.
Who the Crash Proof Retirement® System is For
While other investment companies work with all age groups, Crash Proof Retirement® is focused solely on income planning, tax planning, and long-term care planning for conservative investors in or near retirement. Speak to one of our licensed retirement phase educators so you can get all the information you need to make smart decisions about your financial future.
Start Building a Crash-Proof Retirement®
At Crash Proof Retirement®, we are focused on your goals, rather than on making money from fees. That’s why we’ll always recommend financial vehicles that are right for you. Contact us today to schedule a no-cost consultation and discuss your goals for wealth management in retirement that are based in the financial life insurance industry, and not Wall Street.
