Crash Proof Retirement ® presents:

The Dangers of Variable Annuities


  • Planning & Education

    Phil Cannella, Retirement Phase Expert, educates investors on how to protect their nest eggs in preparation for the retirement phase of life.

  • Exclusive Interviews

    Watch exclusive interviews that mainstream media won’t show you. Insights on The Future of The Economy from the brightest minds in th...

  • Interest Credited

    Over 5,000 Crash Proof® Consumers have the potential of earning double-digit interest returns any given year.

  • Financial Advisors

    The Crash Proof Retirement ® System helps you grow and preserve your principal investments at no market risk.

Secure Your Retirement

Why you should choose us?

We're clients of our own Crash Proof Retirement ® System. Crash Proof Retirement ® is a one-of-a-kind retirement strategy that works with a medley of interest-bearing investment vehicles that do not erase gains in the event of a market downturn.

Our Services
Let Us Help You

Our Services

Financial MRI

Financial Experts

The Crash Proof® Analysts on our salaried design team will conduct a Financial MRI on your current investment portfolio to identify potential risks to your retirement future.

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Performance Reviews

Financial Experts

All Crash Proof® consumers are able to request their own complimentary Annual Review to modify the strategies within their customized Crash Proof Retirement ® System.

Learn More

Tailor Fit Plan

Financial Experts

Every Crash Proof Retirement ® System is designed differently to address your unique financial concerns and retirement goals.

Learn More

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Our Team

Phil Cannella and Joann Small have personally trained all of our Crash Proof Consumer Advocates. Each Advocate also receives great support from our team located at Headquarters in King of Prussia, PA and our team located at our South Florida Regional Office in West Palm Beach, FL.

Ross Phillips

Senior Financial Analyst

Licensed Insurance Professional

Marc Schramm

Independent Educator

Licensed Insurance Professional

Victor Pulizzano

Independent Educator

Licensed Insurance Professional

Paul Stein

Independent Educator

Licensed Insurance Professional

Crash Proof Investments are not Stock Market Investments

The Crash Proof Retirement ® System is more than just a retirement strategy. Crash Proof Retirement ® is a unique philosophy. The Crash Proof Retirement ® System was born from the ashes of the financial collapse of 2001 (when clients of financial planners in Philadelphia, Florida, and nationwide lost big time). Retirement Phase Expert Phillip Cannella saw how many retirees were struggling and decided it was his responsibility to do something about it. That’s when Phil Cannella developed the Crash Proof Retirement ® System to bring consumers what they so desperately needed: an investment strategy that guarantees preservation of principal, while still achieving adequate growth that exceeds the pace of inflation. All those investors who lost money in 2001 and 2008 probably wish they had received an education at a Phil Cannella Crash Proof Retirement ® event because then they would have known about the Crash Proof Investments outside of the stock market that have saved thousands from financial ruin – the kind of Crash Proof Investments other Financial Planners in Philadelphia and Florida won’t tell you about. Phillip Cannella’s clients, on the other hand, have no Crash Proof Retirement ® complaints after they weathered the financial storms of 2001 and 2008 and achieved positive growth.

Phil Cannella’s Crash Proof Retirement ® System is a one-of-a-kind retirement strategy that works with a medley of interest-bearing Crash Proof Investments, financial vehicles that do not erase gains in the event of a market downturn. In fact, all Crash Proof investments used by Phil Cannella within the Crash Proof Retirement ® System are completely absent of fees, protecting you from losing your principal. The special Crash Proof Retirement ® Vehicles hand-selected by Phillip Cannella and his team of financial analysts are consumer-driven investment tools designed to provide the kind of safety that is needed to get you through retirement. You won’t find a financial advisor in Philadelphia, Florida, or anywhere else who will tell you about these Crash Proof Investments; Phil Cannella’s retirement planning philosophy really is that unique. Phil Cannella’s Crash Proof Retirement ® is the only retirement planning company that’s consumer-driven enough to recommend Crash Proof investments with no up-front costs or recurring fees. Just ask the thousands of retirees who have already been helped by Phillip Cannella’s system; you’ll hear no Crash Proof Retirement ® complaints from them.

“Crash Proof Retirement ® means more than just a retirement strategy, it means peace of mind.”

-Phil Cannella, founder of the Crash Proof Retirement ® System.

Financial Advisors for Crash Proof Retirement ®

Looking for a financial advisor in Philadelphia or Florida? Phillip Cannella and Crash Proof Retirement ® are located right nearby in our King of Prussia Headquarters or our Southeast Regional Office in West Palm Beach. Sure, you could go to a Philadelphia financial planner or a Palm Beach financial planner, but they would never tell you about the Crash Proof Investments outside of the stock market that are utilized in Phil Cannella’s Crash Proof Retirement ® System. Financial advisors in Philadelphia, Palm Beach, and other areas are only interested in looking out for themselves and the fees they’ll be collecting directly from your retirement accounts. Phillip Cannella is a different kind of advisor, one who understands how Crash Proof Investments work, and how they fit into your retirement portfolio. At Crash Proof Retirement ®, we’ll show you the kinds of investments those financial advisors in Philadelphia and Palm Beach keep to themselves because we focus on being consumer-driven and protecting your assets from being lost to fees and stock market volatility. After decades of helping retirees get educated about Crash Proof Investments not found in the stock market, Crash Proof Retirement ® complaints are hard to come by and our clients are so satisfied with the Crash Proof Retirement ® Plan. Just ask any one of them what they think of Phil Cannella and Crash Proof Retirement ®. They’ll be happy to tell you; in fact, they’ve provided us with hours and hours of positive testimonials.

If you’d like to find out more about Phillip Cannella and Crash Proof Retirement ®, sign up for one of our Crash Proof Retirement ® Educational Events. There, you’ll learn about Phillip Cannella’s Crash Proof Investments that Palm Beach and Philadelphia financial planners won’t tell you about. At these events, Retirement Phase Expert Phil Cannella educates investors on how to protect their nest eggs in preparation for the retirement phase of life. Financial Advisors in Philadelphia and Palm Beach won’t tell you about Crash Proof Investments; the only places to find out about them are at Phillip Cannella’s Crash Proof Retirement ® Educational Events and at our King of Prussia Headquarters. Here are just a few of the topics Phil Cannella will cover in these Crash Proof Retirement ® educational events:

  • Warning: Not understanding recent changes to IRS laws will make your retirement accounts (401ks, IRAs, etc.) a ticking tax time bomb!
  • Learn how you can diffuse these tax threats through a little-known IRS law.
  • Watch exclusive interviews that mainstream media won’t show you.  In these interviews, you’ll receive insights on the future of the economy from the brightest minds in the retirement research industry and the political arena, including top federal officials.  You won’t find these interviews anywhere else; Phillip Cannella’s Crash Proof Retirement ® is the only place to find them.
  • Of the over 5,000 Crash Proof Consumers, the average rate of interest on Crash Proof Investments (credited annually) is 5-8% with no market losses on principal or interest increases, and no fees whatsoever.  Phil Cannella is able to help you achieve this growth thanks to the exclusive and proprietary Crash Proof Retirement ® System (containing the kind of Crash Proof Investments Palm Beach and Philadelphia financial planners won’t tell you about).
  • Witness Phil Cannella reveal the safe alternatives outside the securities industry used in the Crash Proof Retirement ® System that ensure you never lose a penny of your principal – a fact documented by a Wharton School of Business Study. These are the Crash Proof investments Financial Planners in Philadelphia and Palm Beach won’t tell you about!

Register today to receive a one-of-a-kind education from Phil Cannella and Joann Small at the next Crash Proof Retirement ® Educational Event!  Don’t believe what Palm Beach and Philadelphia financial planners tell you; come to one of our Crash Proof Retirement ® educational events, you’ll have no Crash Proof Retirement ® complaints!

2 Office Locations
5,000 Trusted Clients
247 Video Testimonials
50 Events a Year

Phil Cannella, creator of Crash Proof Retirement ®

After a debilitating stroke sapped the retirement savings of his grandfather, young Phillip Cannella saw firsthand what can happen when nursing home bills pile up. From that day forward, Phil Cannella vowed to do everything in his power to stop others from suffering the same fate his family had. Forced to drop out of college, Phillip Cannella began studying the life insurance industry, eventually obtaining his license and certification to educate the public on financial life insurance solutions. After passing his licensing exam, Phillip Cannella learned about a variety of contracts that could have saved his family years of grief – if only they had known about them. That was when Phillip Cannella decided he would use his newfound knowledge to educate those in need about insurance and other financial products that could protect their retirement accounts from losses.

After the market crash of 2001, Phillip Cannella saw an opportunity to do just that, in a different way than he ever had before. Having recently discovered Crash Proof Investments that could have prevented people in or near retirement from losing their nest eggs in the crash, Phillip Cannella designed a new concept in retirement planning, one he called the Crash Proof Retirement ® System. In this system, Phillip Cannella combined various Crash Proof Investments in a harmonious balance that would ensure a retiree would have steady income in retirement and be protected from losing it all. Phil Cannella quickly went to work on spreading his message by holding Crash Proof Retirement ® educational events in restaurants around the greater Philadelphia area. In these events, Phillip Cannella informed retirees about Crash Proof Investments as well as the Crash Proof Retirement ® System. Phil Cannella’s message was so well received, he decided to expand the scope of his educational events, moving into the tristate area and South Florida.

Having found success in his mission to spread the word about Crash Proof Investments, Phillip Cannella established the Crash Proof Retirement Show ® in 2008, at a time when his advice would be needed more than ever. The stock market crash that occurred the same year and its resulting recession wiped out billions of dollars in retirement savings, leaving those in or near retirement with nothing. Phillip Cannella’s Crash Proof Retirement ® Events, as well as the newly-minted Crash Proof Retirement ® radio show, gave him a chance to get his message to an even larger audience over the airwaves. After more than ten years on the air, Phil Cannella and his co-host Joann Small have introduced over 5,000 retirees to Crash Proof Investments that have protected them from losses while still providing positive growth. Looking forward, Phillip Cannella hopes to continue his work until he has crash proofed the retirement accounts of every retiree in the country.

The Crash Proof® Analysts on our salaried design team will conduct a Financial MRI on your current investment portfolio to identify potential risks to your retirement future.…

All Crash Proof® consumers are able to request their own complimentary Annual Review to modify the strategies within their customized Crash Proof Retirement ® System.…

Every Crash Proof Retirement ® System is designed differently to address your unique financial concerns and retirement goals.…