Retirement Planning Review: Annual Performance Reviews

A regular retirement planning review is critical when you’re in or near retirement. That’s why we provide our clients in-depth performance reviews to ensure your retirement plan stays aligned with your goals and continues protecting what you’ve worked so hard to build. Even the most well-designed financial plans need maintenance. We offer no-cost annual reviews to help ensure your system continues operating at peak performance. 

Not yet a client? A Financial MRI portfolio review is your first step.

What Is a Retirement Planning Review?

A retirement planning review is a detailed examination of your financial situation to ensure you’re on track for a secure retirement. Our team analyzes several key areas:

Income streams

Social Security, pensions, withdrawals, and other income sources

Tax efficiency

Strategies to minimize tax burden on retirement accounts

Performance

How your system is performing relative to your goals

This analysis helps answer the question many retirees ask: “Is my retirement plan on track?” A thorough retirement portfolio analysis reveals opportunities to strengthen your financial position.

Looking for a Retirement Planning Financial Advisor?

Our licensed retirement phase educators are more specialized than a traditional retirement planning financial advisor. They’re solely focused on staying up to date on your unique and changing retirement goals so our team can keep your system calibrated as your life and the market change over time.

Rather than starting from scratch each year, your educator builds on what’s already working and informs our analysts of any changes that need to be made. For those still in the plan-building stage, personalized retirement planning through our Custom Retirement Solutions covers the process of becoming a Crash Proof® client.

retirement planning financial advisor

What Your Annual Retirement Review Covers

Each Crash Proof Retirement® System is built to be flexible and adapt to your evolving needs. Here’s what we help you review and modify if necessary:

Income Reliability

We examine your income sources to ensure sustainability throughout retirement. This includes reviewing withdrawal rates, Social Security optimization, and tax-favored income opportunities.

Tax Efficiency and Long-Term Care Planning

Tax planning becomes increasingly important in retirement. We review strategies to minimize your tax burden and explore long-term care planning options that protect your assets.

Asset Allocations and Crediting Method Adjustments

Each year, you can adjust Crash Proof® vehicles to better align with the current economic landscape. Your retirement phase educator will discuss the economic outlook and opportunities for optimized growth.

When You Need an Annual Performance Review

Schedule a performance review immediately if:

  • You’ve gained or lost an income source
  • You haven’t reviewed your system with Crash Proof Retirement® in over a year
  • Your financial situation has changed significantly
  • A spouse or family member passed away
  • You inherited assets or sold property
  • You’re approaching or have begun required minimum distributions (RMDs)
  • You’ve experienced a significant health event

Regular reviews catch challenges early when they’re easier to address.

retirement investment review
annual retirement review

Who Needs a Performance Review?

Whether you recently implemented your Crash Proof Retirement® System or have had it in place for years, we encourage all clients to schedule their annual review. These meetings provide an opportunity to review your retirement plan, ask questions, continue your financial education, and explore new opportunities available to enhance your system.

retirement planning review

“In the annual review, that CPR supplies to us, cost-free, we were able to look at our current strategies, and make alterations as a result of what the market is doing. We reviewed our portfolio and realized that we will be okay.”

— Rick and Peg Shiley, CPR Client Since 2014

“What I like about Crash Proof Retirement® is each year you have the opportunity to have an annual review, there is always someone there to help you out. They don’t leave you out in the dark.”

— Bud Elvidge, CPR Client Since 2009

retirement investment review

“At the annual review, you can look at your choices, change things, add to it. I enjoyed protecting my money and freed up in a way to live my life without having to worry about it.”

— Doug Flor, CPR Client Since 2010

annual retirement review

“We had our annual review and again we’re making money, we’re not subjected to the stock market ups and downs. It’s a huge load off our shoulders”

— Curtis and Donna Reiss, CPR Client Since 2010

retirement planning review

“Crash Proof Retirement® means a feeling of security, I just have peace of mind knowing that what I’ve earned isn’t going to disappear, and there is still the possibility of gains and if not I have an annual review, I can make changes.”

— Rochelle Porto, CPR Client Since 2014

“Every year, I can assess my money, change direction. We are very happy with the interest we got this year. There is no charge whatsoever for any services provided.”

— Richard Burt, CPR Client Since 2010

Real People. Real Results.

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Frequently Asked Questions About Retirement Plan Reviews

We recommend reviewing your plan annually or any time your personal or financial situation changes. Regular reviews ensure your retirement strategy continually adapts to market conditions and life events.

A retirement planning review examines your income sources, withdrawal strategies, Social Security timing, tax efficiency, crediting method options, and long-term care planning. It also accounts for any life events since your last review that may have affected your financial picture.

Performance reviews help you adapt your Crash Proof® plan to life changes. We evaluate whether your current income strategy still fits your needs, review crediting strategy adjustments based on market conditions, and ensure your plan accounts for any changes in your health, family situation, or retirement goals, all while never charging fees of any kind and protecting your principal and all interest credited.

Absolutely. Performance reviews aren’t just about fixing problems. They help you capitalize on new opportunities, optimize tax strategies, and ensure your plan remains aligned with changing goals. Market conditions shift constantly, and what works today may not work tomorrow.

The annual review is a service for existing Crash Proof Retirement® clients that keeps your Crash Proof Retirement® System optimized over time. The Financial MRI portfolio review is a diagnostic for prospective clients who want an objective analysis of their current retirement strategy before making any decisions. If you’re not yet a client, that’s your free first step.

Yes. Performance reviews are always complimentary for Crash Proof Retirement® clients. There are no fees, hidden costs, or charges of any kind.

Schedule a Retirement Performance Review

If you have any changes to your retirement goals, shifts in your financial picture, or questions about your Crash Proof Retirement® System, request your no-cost annual performance review today. Our consumer advocates are here to help you maintain the security and growth you deserve.