This website is strictly for educational purposes and is not intended to provide specific legal, financial, or tax advice. Phil Cannella and Joann Small are licensed professionals in the insurance industry. Crash Proof Retirement, LLC. does not recommend or sell securities to anyone at any time. Any interviews conducted by Retirement Media, Inc ®. published on this website are not to be considered endorsements. Crash Proof Retirement, Crash Proof Retirement Show, and Retirement Media, Inc. ®, and all related uses, are federally trademarked with the United States Patent and Trademark Office. Any company or individual found violating these federal trademarks will be vigorously pursued through all available legal avenues and penalized to the fullest extent of the law. © 2024 Crash Proof Retirement, All Rights Reserved.
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How Does the Crash Proof Retirement System Work?
- February 18, 2025
- Crash Proof Retirement
- Blog
- 0 Comments
Ever since Phil Cannella developed the Crash Proof Retirement System in response to the 2001 stock market crash, he has had his fair share of detractors. Those who make a living by selling risky, securities-based investments have a hard time believing that consumers can achieve risk-free growth in their retirement accounts. Furthermore, they have been quick to cast a bad light on investment vehicles that are free from the up-front and ongoing fees they depend on to keep their wallets fat. At Crash Proof Retirement, we know these beliefs are unfounded and we are always happy to be transparent about the revolutionary financial investments that make the exclusive Crash Proof Retirement System work.
If you think that the Crash Proof Retirement System is too good to be true, we encourage you to read on and find out more about the types of vehicles that have helped our clients and how they work together to create a Crash Proof Retirement free from market risk and financial advisor fees.
What are Crash Proof Vehicles?
Simply put, the original Crash Proof Retirement System utilizes investments that exist outside the securities industry. Securities-based investments like stocks, bonds, and mutual funds are inextricably tied to stock market performance, rising and falling based on current economic conditions. When the markets are up, a risky investment strategy can work well for investors, but only if they have enough time before retirement to rebuild their nest egg should they lose their money. When markets are down, it is a completely different story – as millions of investors found out in 2008 and 2020. When the markets crashed in those years, investors lost billions of dollars in value from their portfolios in a short period of time. For the people who were planning to retire those years, investing in the market was an unmitigated disaster. They were forced to drastically alter their plans, putting off retirement until a later date or simply accepting a lower standard of living in retirement.
Because Crash Proof® Vehicles are based in the financial life insurance industry, rather than in the securities industry, they are not tied to stock market performance in the same way as stocks, bonds, and mutual funds. When the stock market drops, Crash Proof® Vehicles do not drop along with it. Your principal investment will be protected, as well as any credited interest you have received over years. In addition, because they do not need active management like mutual funds, target-date funds, and other popular securities-based investment vehicles, they are subject to no fees, whether up-front or ongoing.
Crash Proof Retirement Reviews From Our Clients:
Many of our clients have experienced firsthand the benefits of the Crash Proof Retirement System. For instance, retirees who once feared the volatility of traditional investments have found solace in the system’s ability to provide stable income and growth. Some clients have even doubled their annual returns during favorable market conditions while remaining fully protected during downturns.
These testimonials highlight the reliability and effectiveness of the system. They underscore why over 6,000 consumers have chosen Crash Proof Retirement as a safer alternative to conventional investment strategies. By opting for a system that prioritizes your financial security, you too can experience a retirement free from the uncertainty and stress of market volatility.
Features of the Crash Proof Retirement System:
The Crash Proof® Vehicles used in the proprietary Crash Proof Retirement System are characterized by specific features that make them uniquely suitable for investors who are in or near retirement. We select each vehicle based on the specific needs of each consumer and combine it with other vehicles that are tailored to provide a steady stream of income throughout your retirement years. These are some of the main features we look for when selecting vehicles for an individual consumer’s Crash Proof Retirement System:
Principal Protection – Every Crash Proof Vehicle has one feature in common: they are all guaranteed to prevent you from losing your principal investment during a stock market crash or drop of any kind.
Market-Like Returns – Crash Proof Consumers average returns of 4-6% annually, and the Crash Proof Retirement System provides the potential to achieve double-digit returns in any given year. By utilizing multiple vehicles, the Crash Proof Retirement System can even credit interest at times when year-on-year stock market performance is down. Interest is credited periodically, and once it is credited, it is included in your principal and cannot be taken away.
Income Security for Your Whole Retirement – The Crash Proof Retirement System is designed in such a way that it can provide income through all your retirement years. One Crash Proof® Vehicle can provide income while the others grow, so your nest egg is never depleted. They also allow you to beat inflation with a proprietary feature we call an inflation fighter that allows you to increase your income by up to 15% per year if necessary.
Every retiree’s financial situation is unique, and the Crash Proof Retirement System reflects this reality. By offering a customizable approach, the system allows for the selection and combination of various Crash Proof Vehicles that best meet your individual needs. Whether you are seeking to maximize growth during the early stages of retirement or prioritize income stability as you age, the system can be tailored to provide a comprehensive solution that addresses your specific concerns.
Frequently Asked Questions (FAQs):
How is Crash Proof Retirement Paid?
- We receive a one-time payment from the insurance companies that your money is placed with. This payment does not come from your investment.
Does Crash Proof Retirement Charge Any Fees?
- No, one of the significant advantages of the Crash Proof Retirement System is that it employs vehicles that come without up-front or ongoing fees. This means that every dollar you invest works directly towards building your retirement savings without being diminished by unnecessary costs.
Can I Customize My Crash Proof Retirement System?
- We understand that every investor’s needs are different, which is why we tailor the Crash Proof Retirement System to fit your individual financial goals. Our team works closely with you to select the appropriate Crash Proof® Vehicles that align with your retirement goals.
Get Started on Your Secure Retirement Journey Today
Given the uncertainty surrounding the economy both in the U.S. and globally, it makes sense for investors to seek out safe alternatives to Wall Street, especially when they are in or near retirement. More than 6,000 consumers have already proven that the Crash Proof Retirement System works, and you can be one of them.
If you’re ready to learn more about how the Crash Proof Retirement System can secure your financial future, don’t hesitate to take action. Our dedicated team is available to answer your questions and provide personalized advice tailored to your retirement needs. As you explore your retirement planning options, don’t just take our word for it—see what others are saying. Our website is full of genuine Crash Proof Retirement Reviews from satisfied clients who have experienced firsthand the security and growth offered by our system.
Your future deserves a strategy that works, and these reviews are a testament to the power of a Crash Proof Retirement. Call us today at 1-800-722-9728 to schedule a consultation and discover the safety, stability, and growth that come with a Crash Proof Retirement.
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