This website is strictly for educational purposes and is not intended to provide specific legal, financial, or tax advice. Phil Cannella and Joann Small are licensed professionals in the insurance industry. Crash Proof Retirement®, LLC. does not recommend or sell securities to anyone at any time. Any interviews conducted by Retirement Media, Inc ®. published on this website are not to be considered endorsements. Crash Proof Retirement®, Crash Proof Retirement® Show, and Retirement Media, Inc. ®, and all related uses, are federally trademarked with the United States Patent and Trademark Office. Any company or individual found violating these federal trademarks will be vigorously pursued through all available legal avenues and penalized to the fullest extent of the law. © 2023 Crash Proof Retirement®, All Rights Reserved.
Crash Proof Retirement®’s Improved Consumer Protection Policies
- August 31, 2023
- By: Phil Cannella
- Blog
- 0 Comment
Crash Proof Retirement® has always been focused on protecting consumers since our inception. Back then, we accomplished that mission by warning consumers about the risks, fees, and unethical practices of the Wall Street securities industry and by educating them about s...
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Fitch Downgrades U.S. Credit Rating: How Could it Affect Your Retirement Plans?
- August 22, 2023
- By: Phil Cannella
- Blog
- 0 Comment
On August 2nd, 2023, credit ratings agency Fitch downgraded the United States from a AAA – their highest rating – to AA+. This move comes after months of talk that began back in January of t...
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Guaranteed Income vs. Stock Market Gains: Which is Better for Your Retirement?
- July 27, 2023
- By: Phil Cannella
- Blog
- 0 Comment
You have probably heard the old adage, “A bird in hand is worth two in the bush.” This bit of folksy wisdom applies to a range of situations, including retirement planning. It means that, if you already have something in your possession, it’s better to hang on to it t...
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The Yield Curve’s Alarming Twist – Is a Recession Looming?
- July 20, 2023
- By: Phil Cannella
- Blog
- 0 Comment
Economists use a range of metrics and data to determine the overall health of the economy. Some data sets, like Treasury bond yields, even have an uncanny ability to predict a recession. While stock market performance, inflation data, and interest rates can all be use...
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Federal Reserve Pauses Interest Rate Hikes – For Now
- July 5, 2023
- By: Phil Cannella
- Blog
- 0 Comment
When the Federal Reserve’s Federal Open Market Committee (FOMC) met on June 14th, 2023, they made a move that has proven to be somewhat unusual in the post-COVID-19 era – they decided not to...
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Dispelling The Myths About Annuities and The Crash Proof Retirement® System
- June 27, 2023
- By: Phil Cannella
- Blog
- 0 Comment
The National Association for Fixed Annuities designated June as National Annuity Awareness Month in 2010 as part of their goal to educate consumers about the value of annuities as a retirement planning vehicle. We have been utilizing annuities that we call Crash Proof® investment accounts to make up...
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Crash Proof Retirement® to Screen “The Baby Boomer Dilemma”
- June 12, 2023
- By: Phil Cannella
- Blog
- 0 Comment
Crash Proof Retirement® has been hosting educational events for retirees around the country for years. The ultimate goal of these events has always been to educate consumers about the dangers of securities-based investments and show retirees that there is a safer way t...
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Congress Averts a Debt Ceiling Crisis But Your Retirement Future Remains Uncertain
- June 8, 2023
- By: Phil Cannella
- Blog
- 0 Comment
After months of negotiations, Congress finally came to an agreement that will raise the United States borrowing limit and fully fund the government through January 2025. Although markets reacted positively when President Joe Biden signed the final agreement on June 3,...
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Can You Count on Social Security When You Retire?
- May 2, 2023
- By: Phil Cannella
- Blog
- 0 Comment
Two recent reports released jointly by the U.S. Department of the Treasury and several other government agencies have revealed shocking news for the nation’s retirees: The Social Security Tr...
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High Inflation Has Seniors Facing “Unretirement”
- April 28, 2023
- By: Phil Cannella
- Blog
- 0 Comment
As inflation has soared during the COVID-19 pandemic and beyond, a growing subset of retirees have been forced to return to work. Data from an April 2022 report by job website Indeed showed that 3.2% of workers who were retired t...
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