This website is strictly for educational purposes and is not intended to provide specific legal, financial, or tax advice. Phil Cannella and Joann Small are licensed professionals in the insurance industry. Crash Proof Retirement, LLC. does not recommend or sell securities to anyone at any time. Any interviews conducted by Retirement Media, Inc ®. published on this website are not to be considered endorsements. Crash Proof Retirement, Crash Proof Retirement Show, and Retirement Media, Inc. ®, and all related uses, are federally trademarked with the United States Patent and Trademark Office. Any company or individual found violating these federal trademarks will be vigorously pursued through all available legal avenues and penalized to the fullest extent of the law. © 2024 Crash Proof Retirement, All Rights Reserved.
Crash Proof Retirement®’s 3-Step Educational Process
Do you have the education you need to plan for the retirement you want? A recent study done by The American College of Financial Services found that Americans in or near retirement are severely lacking in financial education, and even those who regularly see a financi...
Read MoreElection Proof Your Nest Egg with The Crash Proof Retirement® System
With the 2024 election looming in November, people in or near retirement all over the country are concerned about what the next presidential administration could mean for their retirement plans. No matter who wins the election, it will no doubt have a major effect on ...
Read MoreCrash Proof Retirement’s “Financial MRI”
When you’re sick or injured, a doctor might use an MRI to look inside your body to find out what’s wrong. Doctors use an MRI because it provides a more detailed view than an X-ray. An MRI can see things that an X-ray can’t. It’s a crucial step in diagnosing the proble...
Read MoreWill Your Taxes Be Going Up in 2025?
Taxes are a concern for every American, but especially for those who are retired or who will be forced to begin taking required minimum distributions – which are taxed as income – on their retirement accounts in the next year. Current income tax rates fall anywhere be...
Read MoreIs the “Baby Boomer Bubble” About to Burst?
As the largest generation prior to 2020, baby boomers have been a tremendous force in building up the U.S. economy over the past several decades, and in helping it recover after economic downturns like we saw in 2001, 2008, and 2020. Their spending and investment acti...
Read MoreThe Reason Why Americans Fear Running Out of Money More Than Death
As we navigate through an increasingly uncertain economic climate, concerns regarding retirement security are growing among those approaching their golden years. A recent study by Allianz Life Read More
The Impact of Repealing the Glass-Steagall Act
In the leadup to the “Black Tuesday” Stock Market Crash of 1929, and Banking Collapse of 1933, lax financial regulations created an economic environment where speculation with the everyday American’s money was rampant. Major banks gambled with their customers’ money, ...
Read MoreStudy: 40% of Retirees Plan to Return to the Workforce in 2024
In today's society, a significant amount of retirees are finding themselves living at or below the poverty level. This phenomenon is largely due to several factors that have converged to create a perfect storm for retirees facing financial hardship. They are contendin...
Read MoreThe Investment Gender Gap: Women Feel Ignored by Financial Advisors
In March, we observe Women’s History Month to recognize and celebrate the vital role that women have played in shaping American history. Indeed, women have made countless contributions to society, and yet, in one area, they still feel like outsiders: retirement planning. Although more women than eve...
Read MoreHow Our Government’s Spending Addiction Will Trigger A “Day Of Reckoning”
The United States is facing a growing crisis – a $100 trillion federal deficit and exploding debt totaling $17 trillion amongst everyday Americans. According to the most current data from The Federal Reserve Bank of New York and FINRA, mortgage debt has topped $12 trillion, credit card debt has surg...
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