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This Week: Happy Labor Day!

This Week: Happy Labor Day!

We hope that you are enjoying your Labor Day Holiday weekend.  Labor Day pays tribute to the contributions and achievements of American workers. It was created by the labor movement in the late 19th century and became a federal holiday in 1894.

We know how hard you baby boomers and retirees have worked over your lifetimes.    Labor Day is so special because it officially recognizes that you’ve worked 40 or 50 years… or perhaps longer… sacrificing the baseball games and birthday parties with your kids, and missing out on those family dinners so that you could provide for you and your loved ones.

Dr. Martin Luther King Jr. once said, “All labor that uplifts humanity has dignity and importance and should be undertaken with painstaking excellence.” So shouldn’t the money that you’ve saved over the years, be invested, and more importantly protected by a retirement expert who has your best interest at heart?

First Senior Financial Group—home of Crash Proof Retirement—works by offering a consumer-driven environment that will work for you in retirement. The financial industries are ripe with conflicts of interest. Financial advisors regularly choose the investments that make up your portfolio and those investments determine the level of commission the advisor receives. Make no mistake, commissions vary according to the product(s) sold.

How can anyone objectively pick the best investment for you when he’s also protecting his own interest by trying to earn a high commission? As Ron Miller, founder of the Loss Recovery Center, tells Phil Cannella on today’s edition of The Crash Proof Retirement Show, “Financial advisors are now product salesmen. Being at once a salesman and counselor is too much of a burden for most mortals.”

Luckily, investors entering the retirement phase have an alternative. Crash Proof Retirement offers a three-pronged approach that fulfills a fiduciary duty that Wall Street can’t—or won’t—offer.

  1. Crash Proof Retirement employs a salaried design team who will pick out the vehicles that will best serve your interests in retirement. This team is not compensated via commission; thus there is no incentive to ‘sell’ you on a particular product. These professionals do their job by protecting your assets in your retirement years.
  2. The Crash Proof Retirement process is NOT sales-driven, but is an educational experience. It’s highly encouraged that consumers bring their financial advisors or other professionals into their meetings. This ensures that everyone involved receives an identical education on the safe alternatives to Wall Street that exist. By educating rather than selling, Crash Proof Retirement’s senior advocate advisors empower each consumer to make their own informed decision on how to protect their retirement savings.
  3. Last but not least—get it in writing! This is the foundation of consumer advocacy. Crash Proof Retirement’s policy is to put statements on their own letterhead with signatures from the company’s top officers. These statements guarantee no loss of principal and protection for your investments.

In summary:

  • Pick out your own financial vehicles
  • Be educated, not sold
  • Get it in writing!

When all is said and done, these are your golden years—the years of your life that you’ve sacrificed, saved and struggled to attain. Protect YOUR interests and not those of a financial advisor.

In the meantime, we take time this weekend to celebrate those years of hard work and sacrifice. Ancient Chinese Philosopher Confucius said “Choose a job you love, and you will never have to work a day in your life.”

That is exactly what retirement phase experts Phil Cannella and Joann Small have done. It is their life’s work to make sure that all retirees can take advantage of Crash Proof Vehicles that are safe, secure and free from the risk and deception of the securities industry. As consumer advocates unlike the financial advisors on Wall Street) Phil Cannella and Joann Small have undertaken a fiduciary responsibility with all of their Crash Proof consumers to guarantee to put the consumers’ interest first.  Happy Labor Day!

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