Annual Performance & Retirement Plan Review

A regular retirement plan review is critical when you’re living in retirement. This in-depth performance review ensures your retirement plan stays aligned with your goals and continues protecting what you’ve worked so hard to build. Even the most well-designed financial plans need maintenance. We offer no-cost annual reviews to help ensure your plan continues meeting your needs. Whether your system needs optimization for your changing financial conditions or you need to account for a life event, we’re here to ensure your peace of mind continues throughout retirement.

What Is a Retirement Plan Review?

A retirement plan review is a detailed examination of your financial situation to ensure you’re on track for a secure retirement. Our team analyzes several key areas:

Income streams

Social Security, pensions, withdrawals, and other income sources

Tax efficiency

Strategies to minimize tax burden on retirement accounts

Performance

How your system is performing relative to your goals

This analysis helps answer the question many retirees ask: “Is my retirement plan on track?” A thorough retirement portfolio analysis reveals opportunities to strengthen your financial position.

Why Performance Reviews Matter in Retirement

A retirement investment review examines whether your current approach still makes sense given changing market conditions and your evolving needs. Your goals may shift over time, and regular reviews ensure your plan adapts accordingly.

What We Review

Each Crash Proof Retirement® System is built to be flexible and adapt to your evolving needs. Here’s what we help you review and modify if necessary:

Income Reliability & Strategies

We examine your income sources to ensure sustainability throughout retirement. This includes reviewing withdrawal rates, Social Security optimization, and tax-efficient distribution strategies.

Tax Efficiency & Long-Term Care Planning

Tax planning becomes increasingly important in retirement. We review strategies to minimize your tax burden and explore long-term care options that protect your assets.

Asset Allocations & Crediting Strategy Adjustments

Each year, you can adjust Crash Proof® vehicles to better align with the current economic landscape. Your retirement phase educator will discuss the economic outlook and opportunities for optimized growth.

Warning Signs Your Retirement Plan Needs a Review

Schedule a performance review immediately if:

  • Your income doesn’t cover your expenses comfortably
  • You haven’t reviewed your plan in over a year
  • Your financial situation has changed significantly
  • A spouse or family member passed away
  • You inherited assets or sold property
  • You’re approaching or have begun required minimum distributions (RMDs)
  • You’ve experienced a significant health event

Regular reviews catch problems early when they’re easier to fix.

retirement plan review

Who Needs a Performance Review?

Whether you recently implemented your Crash Proof Retirement® System or have had it in place for years, we encourage all clients to schedule their annual review. These meetings provide an opportunity to review your retirement plan, ask questions, continue your financial education, and explore new strategies available to enhance your plan.

“In the annual review, that CPR supplies to us, cost-free, we were able to look at our current strategies, and make alterations as a result of what the market is doing. We reviewed our portfolio and realized that we will be okay.”

— Rick and Peg Shiley, CPR Client Since 2014

“What I like about Crash Proof Retirement® is each year you have the opportunity to have an annual review, there is always someone there to help you out. They don’t leave you out in the dark.”

— Bud Elvidge, CPR Client Since 2009

“At the annual review, you can look at your choices, change things, add to it. I enjoyed protecting my money and freed up in a way to live my life without having to worry about it.”

— Doug Flor, CPR Client Since 2010

“We had our annual review and again we’re making money, we’re not subjected to the stock market ups and downs. It’s a huge load off our shoulders”

— Curtis and Donna Reiss, CPR Client Since 2010

“Crash Proof Retirement® means a feeling of security, I just have peace of mind knowing that what I’ve earned isn’t going to disappear, and there is still the possibility of gains and if not I have an annual review, I can make changes.”

— Rochelle Porto, CPR Client Since 2014

“Every year, I can assess my money, change direction. We are very happy with the interest we got this year. There is no charge whatsoever for any services provided.”

— Richard Burt, CPR Client Since 2010

Real People. Real Results.

Play Video
Tired of watching the market take back what you’ve earned? The proprietary Crash Proof Retirement system gives you a proven way to grow while protecting your interest returns every year, even when the stock market drops
Play Video
At Crash Proof Retirement. We understand that out of all the threats to your retirement future, your health is the greatest. That's why our firm offers unique asset based, long term care strategies to provide financial stability and peace of mind to our clients like Donna McMackin.
Play Video
With the market experiencing significant ups and downs this year, many retirees have reason to worry—but not Crash Proof Consumer Russell Convery. Since joining Crash Proof Retirement in 2017, Russell has enjoyed complete protection from market losses while watching his money grow safely.
Play Video
Many retirees don’t realize the IRS reserves the right to help themselves to the money in your retirement accounts by raising taxes. But there's a little-known IRS rule that can help protect your nest egg from taxes and required minimum distributions (RMDs).
Play Video
Social Security is often just a breadbasket of retirement income—yet many retirees treat it like the whole meal, leading to reduced benefits and financial stress. By claiming Social Security benefits as early as age 62, retirees take a 30% pay cut compared to waiting until full retirement at age 67.
Play Video
Want to know how to earn more than you would in the stock market—without risking your savings? Crash Proof client Barbara Panzano shares how she earned double-digit interest returns her first year with Crash Proof Retirement, including a 20% return in one vehicle, and 13% in another, all while protecting her principal from market losses.

Performance Reviews Blog

Crash Proof Retirement Lawsuit

Crash Proof Retirement® Lawsuit: Here’s What to Know

Crash Proof Retirement Complaints

Crash Proof Retirement® Complaints

Crash Proof Retirement Scam

Is Crash Proof Retirement® a Scam?

Crash Proof Retirement Reviews

Crash Proof Retirement® Reviews & Testimonials Worth Reading

Financial Life Insurance

Crash Proof Retirement Reviews: The Financial Life Insurance Industry

How to Maximize Your Social Security Benefits with Crash Proof Retirement

How to Maximize Your Social Security Benefits with Crash Proof Retirement

Frequently Asked Questions About Retirement Plan Reviews

We recommend reviewing your plan annually or any time your personal or financial situation changes. Regular reviews ensure your retirement strategy continually adapts to market conditions and life events.

Performance reviews help you adapt your Crash Proof® plan to life changes. We evaluate whether your current income strategy still fits your needs, review crediting strategy adjustments based on market conditions, and ensure your plan accounts for any changes in your health, family situation, or retirement goals, all while maintaining the fee-free, principal-protected foundation of your plan.

Absolutely. Performance reviews aren’t just about fixing problems. They help you capitalize on new opportunities, optimize tax strategies, and ensure your plan remains aligned with changing goals. Market conditions shift constantly, and what works today may not work tomorrow.

Yes. Performance reviews are always complimentary for Crash Proof Retirement® clients. There are no fees, hidden costs, or obligations.

Schedule a Retirement Performance Review

If you have any changes to your retirement goals, shifts in your financial picture, or questions about your Crash Proof Retirement® System, request your no-cost annual performance review today. Our consumer advocates are here to help you maintain the security and growth you deserve.