Custom Retirement Solutions

Retirement planning is complex with many factors to consider. At Crash Proof Retirement®, we’ve helped thousands achieve a secure retirement by educating everyday Americans about safe alternatives to Wall Street. Talk to us about safe, custom retirement solutions.

What is the exclusive Crash Proof Retirement® System?

Our financial analysts build clients a custom retirement plan utilizing our exclusive Crash Proof Retirement® System, by orchestrating interest-bearing financial vehicles based in the life insurance industry. This proven system grows and preserves 100% of your principal with no up-front costs, no market risk, and never any fees.

Personalized Retirement Planning Features

100% Principal Protection

Every Crash Proof® Vehicle prevents you from losing your principal and any earned interest during market crashes or drops of any kind.

Market-Like Returns

Consumers average 4-6% annual returns, with potential for double-digit returns in any given year.

Lifetime Income Security

The system provides income through every stage of retirement. Our proprietary inflation fighter allows income increases of 35% or more annually when necessary.

How We Operate

No Securities Sales – We don’t recommend or sell securities. We specifically choose not to be licensed in the securities industry due to the harm their products cause those in or near retirement.

Our Compensation – We receive a one-time payment from insurance companies that offer these Crash Proof® Vehicles. This payment doesn’t come from your nest egg.

System Structure – Most systems include 4-8 contracts but can have up to 30 contracts depending on your custom retirement planning needs.

What Type of Returns Can I Expect?

Clients may earn upwards of double-digit returns and as low as no return in any given year, but the average return is 4-6% interest credited annually. The most important point, you can never lose money in the Crash Proof Retirement® System.

Custom Retirement Solutions

What You Can Do With A Custom Retirement Plan:

Every Crash Proof Retirement® System is like a financial fingerprint of our clients; no two systems are alike. Your goals, lifestyle, and future plans are unique, so your retirement strategy should reflect that, not some cookie-cutter solution.

  • Guarantee income solutions to receive steady income now or and as you need it.
  • Capture growth in rising, sideways, or even declining markets—never risking your principal.
  • Leverage tax-efficiency strategies and even eliminate RMDs where possible.
  • Leave a legacy to your heirs without the cost and time delay of probate.
  • Adjust your Crash Proof® System to changes in your goals and circumstances.

And so much more—because every plan is built entirely around you.

“Crash Proof Retirement® customized a system for me, they don’t take any payments or fees. It was hard to believe at first, but it’s true!”

— Eileen Flor, CPR Client Since 2015

“They designed a system with liquidity up front and access to money over time, while protecting our nest egg, exactly what we needed.”

— Stan Stagg, CPR Client Since 2018

“Crash Proof Retirement® customizes a system to meet your goals. They’re interested in you as a person and your long-term financial well-being.”

— Mark and Mary Dehnert, CPR Client Since 2023

“When we wake up in the morning, we don’t have to worry. We know that, short, medium, long term we are in a Crash Proof Retirement® System that works for us because it was planned by us.”

— Randy Maugle, CPR Client Since 2011

“The Crash Proof Retirement® System designed for me, meets all of my needs. I have liquidity and will grow; it’s a win for my whole family.”

— Susan McVeigh, CPR Client Since 2016

“Having a customized system through Crash Proof Retirement® makes me feel like I’m the one in charge and making the decisions as to where my money is.”

— Pam Robinson, CPR Client Since 2017

Real People. Real Results.

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Tired of watching the market take back what you’ve earned? The proprietary Crash Proof Retirement system gives you a proven way to grow while protecting your interest returns every year, even when the stock market drops
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At Crash Proof Retirement. We understand that out of all the threats to your retirement future, your health is the greatest. That's why our firm offers unique asset based, long term care strategies to provide financial stability and peace of mind to our clients like Donna McMackin.
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With the market experiencing significant ups and downs this year, many retirees have reason to worry—but not Crash Proof Consumer Russell Convery. Since joining Crash Proof Retirement in 2017, Russell has enjoyed complete protection from market losses while watching his money grow safely.
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Many retirees don’t realize the IRS reserves the right to help themselves to the money in your retirement accounts by raising taxes. But there's a little-known IRS rule that can help protect your nest egg from taxes and required minimum distributions (RMDs).
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Social Security is often just a breadbasket of retirement income—yet many retirees treat it like the whole meal, leading to reduced benefits and financial stress. By claiming Social Security benefits as early as age 62, retirees take a 30% pay cut compared to waiting until full retirement at age 67.
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Want to know how to earn more than you would in the stock market—without risking your savings? Crash Proof client Barbara Panzano shares how she earned double-digit interest returns her first year with Crash Proof Retirement, including a 20% return in one vehicle, and 13% in another, all while protecting her principal from market losses.

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Frequently Asked Questions About Retirement Planning

The best way to supplement your income after you retire is to create a guaranteed income stream that lasts for life and cannot be lost due to a stock market crash. Many retirees rely on Social Security or a pension for this, but those sources are not actually guaranteed, and often fall short of maintaining one’s current lifestyle.

Increase your retirement contribution rate each year if possible, eliminate high‑interest debt, review your asset allocation regularly, and limit your exposure to market risk starting at age 50. Healthy habits such as these can keep your retirement plan on track and maximize long‑term returns. However, the best way to save for retirement is to avoid losing money in the first place.

Secure What Matters Most

Let’s create a plan that protects your loved ones and honors your
intentions, no matter what the future holds.