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By : Phil Cannella

Are You Missing Out on Government Benefits in Retirement?

Are You Missing Out on Government Benefits in Retirement?

American seniors today face more financial challenges than any other group of retirees in history. A declining economy, combined with record-high inflation, has depleted retirement accounts, and raised the prices of goods and services across the board. Even two consec...

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Adjusting Your Investment Strategy as You Age

Adjusting Your Investment Strategy as You Age

There are three phases that every investor goes through as they make investment decisions during their life. While it would seem logical for investors to naturally progress through these phases, the truth is that many investors fail to adjust their investment strategy...

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How Your Budgeting Needs Change During Your Retirement

How Your Budgeting Needs Change During Your Retirement

As you transition from the accumulation phase of your life – your working years when you save money for the future – to your retirement phase, it is important to think about your short- and long-term budget needs. You might factor in expenses like your mortgage, utili...

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Federal Reserve Raises Interest Rates – Again

Federal Reserve Raises Interest Rates – Again

The Federal Reserve raised their benchmark interest rate another 75 basis points at their most recent meeting on September 21st, 2022. This was the sixth-rate hike of the year and the third ...

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conditioning investors for risk

Conditioning Investors for Risk

Brokers, regulatory agencies, and the mainstream media often blur the lines between annuity vehicles. Purposefully conflating these types of investment vehicles condition investors to believe the common misconception that all annuities have risk, when in reality, this...

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Everything You Need to Know about IRA Rollovers

Everything You Need to Know about IRA Rollovers

According to data from the Investment Company Institute, 37% of US households own an Individual Retirement Arrangement (IRA), ...

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Gross Domestic Product Shrinks for Second Quarter in a Row

Gross Domestic Product Shrinks for Second Quarter in a Row: What it Means for Your Retirement

 The Bureau of Economic Analysis (BEA) reported on July 28th that U.S. Gross Domestic Product shrank by 0.9% in ...

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Unraveling This Summer’s Unusual Economy

Unraveling This Summer’s Unusual Economy

While 2021 was a boom year for the U.S. economy, it started to crack in the first quarter of 2022. Over the first three months of 2022, Gross Domestic Product (GDP) decreased at an annual rate of 1.6%, down from a 6.9% increase in the fourth quarter of 2021. Throughou...

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How to Track Your Expenses as You Prepare for Retirement

How to Track Your Expenses as You Prepare for Retirement

Have you ever thought about how much money you spend on gas, groceries, utilities, and other necessities to have a comfortable life? If you want to be prepared for retirement, it is important that you know how much money you will need every month to meet your goals. T...

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what is your risk tolerance

What is Your Risk Tolerance and How Does It Change as You Get Older?

If you are saving for retirement, there are a range of investment vehicles to choose from that can help you reach your goals. Most of them, however, come with a certain degree of risk. When the economy crashes, investors typically lose the gains they have made; others...

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